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Last updated: 2026-10-22

RTGS.global Participant API (TransferMate)

Overview

This specification covers the RTGS.global Participant API endpoints specific to the TransferMate Funds Controller integration.

It includes:

  • FI to FI Customer Credit Transfer (v1) — initiate ISO 20022 pacs.008 payments through the TransferMate Funds Controller, including request validation.
  • Funds (v1) — withdraw funds from your TransferMate network account to an off-network target account.
  • FX Quotes (v3) — request an FX quote from the TransferMate Funds Controller and place an exchange against the quoted rate.
  • Link and Settle (v1) — create and cancel linked settlement requests between TransferMate participants.
  • Party Management (v3) — create and retrieve creditor and debtor parties registered with the TransferMate Funds Controller.

Requests not listed here are either handled entirely within the RTGS.global platform (Core flow) or are not supported by the TransferMate integration.

Synchronous responses​

The messages will be in the Body of the HTTP response with the appropriate HTTP status code.

Asynchronous responses​

The messages will be delivered using the CloudEvent v1.0 schema. The payload is provided in the data_base64 property of the CloudEvent. This value must be base64-decoded before the payload can be used or verified.

Webhook delivery is handled via Svix. Each notification is signed by RTGS.global — verify the signature against the decoded payload before processing. See Verifying webhooks for details.